Younited Credit Reviews 76,184

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's efficient response times and the speed of their service. Consumers appreciate the simple and rapid processes, from initial application to fund disbursement. The platform's user-friendly design is also frequently mentioned, making the entire experience smooth and accessible. People highlight the positive interactions with the staff and the ease of managing payments. Reviewers find the staff helpful and efficient. The straightforward approach to online lending and the quick approval times are significant advantages for those seeking financial solutions. Overall, users are highly satisfied with the service's reliability and user-friendliness.

Based on these reviews

Rated 5 out of 5 stars
Verified

Services au top juste un peu long pour avoir la accord mais sans doute a cause du week end. Accord de principe conforme a l accord final je recommande

Rated 5 out of 5 stars
Verified

Trop bien. Merci younited !! Rapide, efficace et surtout accessible alors que ta propre banque te dis non !!!

Rated 5 out of 5 stars
Verified

Prise de contact impeccable dossier traité rapidement . efficace Recomande vivement

Rated 5 out of 5 stars
Verified

Younited a bien pris le temps d'analyser mes documents , rapide et simple pour faire une demande, il faut juste scanner document

Rated 4 out of 5 stars
Verified

The process to be validated and register are very clear and secure... Still waiting how the service evolves while paying monthly

Rated 5 out of 5 stars
Verified

Parcours digital simple rapide acceptation du prêt en 24h ! Et disposition des fonds en 8 jours. Top !

Rated 5 out of 5 stars
Verified

Financement voiture rapide - verification des documents super speed

Rated 5 out of 5 stars
Verified

Instruction rapide et validation du dossier idem.. Somme versée à la date annoncée..

Rated 4 out of 5 stars
Verified

super rapide et condition plus souples que les banques

Rated 5 out of 5 stars
Verified

My experience with this institution is that it handles your request in a timely manner. It is a very good institution and I am very satisfied.

Rated 5 out of 5 stars

Exceptional service and experience! From browsing to checkout to delivery, everything was flawless. The quality is excellent, the process is straightforward, and support is helpful and efficient. I hi... See more

Rated 5 out of 5 stars

Logged in and started playing some table games, no lags at all unlike my old platform which was constantly freezing. The load times are quick and deposits go through fast. Verified my identity easily... See more

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Company details

  1. Bank
  2. Credit Bureau

About Younited Credit

Written by the company

Younited credit est une plateforme de crédit à la consommation aux ménages français sans intermédiaire bancaire : des investisseurs financent des projets de particuliers comme l'achat d'un véhicule, le financement d'un voyage ou des travaux chez vous. A chaque projet, son crédit : nous vous proposons des crédits en phase avec vos besoins. Alors, besoin d'un crédit auto, d'un crédit travaux ou tout simplement d'un crédit pour vous faire plaisir ? Rendez-vous sur Younited Credit.

A propos de Younited Credit

Written by the company


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

76K reviews

5-star
4-star
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2-star
1-star

Replied to 47% of negative reviews

Typically replies within 1 month


Rated 5 out of 5 stars

Exceptional service and experience

Exceptional service and experience! From browsing to checkout to delivery, everything was flawless. The quality is excellent, the process is straightforward, and support is helpful and efficient. I highly recommend this platform to anyone seeking a reliable, user-friendly service.

December 27, 2025
Unprompted review
Rated 5 out of 5 stars

Logged in and started playing some…

Logged in and started playing some table games, no lags at all unlike my old platform which was constantly freezing. The load times are quick and deposits go through fast. Verified my identity easily without waiting for days. Customer support answered quickly when I asked about withdrawal processing. Overall, really pleased not to deal with those annoying interruptions.

December 13, 2025
Unprompted review
Rated 1 out of 5 stars

🚨 Good start, dramatic “end”

🚨 PAY ATTENTION FELLOWS 🚨

Important Notice: Unauthorized Withdrawal from YOUNITED CREDIT Account

I am writing to express my extreme concern regarding an unauthorized withdrawal from my YOUNITED CREDIT account. Despite making two bank transfers to reduce the outstanding loan amount, as per the institution’s platform, funds were erroneously and unjustly withdrawn from my account the following month.

This unauthorized withdrawal is a clear violation of my rights and constitutes fraudulent activity. I have made multiple attempts to resolve this issue, including contacting the institution directly, but they have consistently denied any wrongdoing and refused to cooperate.

As a result of this unauthorized withdrawal, I have been forced to pay an additional €70, which I consider to be a form of extortion. I am deeply disappointed by this experience and hope that justice will be served to protect other customers from similar situations.

Pros and Cons of YOUNITED CREDIT (Based on Personal Experience)

Younited Credit offers a lending service with both strengths and significant drawbacks. Initially, I appreciated the institution’s responsiveness, as I received the loan I had applied for within approximately one week. My experience was positive up to that point. However, my overall experience turned sour, resulting in a dramatic negative turn of events and, in my view, illegal activities.

The Issue

At one point, I made an instant bank transfer to reduce the outstanding loan amount. However, the following month, funds were erroneously and unjustly withdrawn from my account despite my having settled everything correctly. This unauthorized withdrawal is a clear violation of my rights and constitutes fraudulent activity. I have made multiple attempts to resolve this issue, including contacting the institution directly, but they have consistently denied any wrongdoing and refused to cooperate.

As a result of this unauthorized withdrawal, I have been forced to pay an additional €70, which I consider to be a form of extortion. I am deeply disappointed by this experience and hope that justice will be served to protect other customers from similar situations.

Upon further investigation, it was discovered that United Credit arbitrarily disregarded two valid instant transfers made through Intesa Sanpaolo, an intermediary bank. Any issues with the receipt of these payments are unrelated to me as a customer. Despite the payments intended to close the loan, United Credit falsely claimed that the balance remained unpaid, unjustly accusing me of insolvency.

Intimidation and Harmful Conduct

Instead of resolving the matter, United Credit:
1. Falsely reported my alleged insolvency to the Bank of Italy, damaging my financial reputation.
2. Unlawfully demanded an additional €71.96, which was not owed, despite all payments being completed and verifiable.

Actions Taken to Protect Consumer Rights

To safeguard my rights and financial standing, I have taken the following steps:
• Reported the institution’s misconduct to the Banking Supervision Authority (Bank of Italy) and AGECREDIT, urging them to investigate the company’s improper practices.
• Requested compensation for the damages—both moral and material—caused by their reckless and intimidating handling of the situation.
• Informed the relevant authorities to ensure that other consumers are protected from similar abuse.

A Final Appeal

A financial institution should uphold the principles of transparency, integrity, and respect for its customers, particularly for those who have consistently met their obligations punctually. I refuse to tolerate threats or intimidation based on unfounded claims.

I hope this account serves as a warning to both those subjected to such abuses and those who believe they can act against their clients with impunity. The law is clear, and such misconduct cannot be tolerated.

Justice must prevail.

July 4, 2025
Unprompted review
Rated 5 out of 5 stars
Verified

Efficace …

Parcours digital simple rapide acceptation du prêt en 24h ! Et disposition des fonds en 8 jours. Top !

June 6, 2025
Rated 1 out of 5 stars

Sexism alive and well

Despite previous call history wherein I have dealt with our joint application, the responder insisted that I must call back when my husband was available to discuss our application and he was "unable" to provide me with an update on our file. His tone was dismissive and patronising as he repeatedly requested to speak to my husband. To be fair, I tried calling back a couple of hours later and spoke to a lovely person who was very helpful.

June 6, 2025
Unprompted review
Younited Credit logo

Reply from Younited Credit

Bonjour,

Nous sommes navrés de lire que vous n'êtes pas pleinement satisfait de votre expérience chez Younited.
Soyez assuré que la satisfaction de nos clients est au cœur de nos priorités.
Nous prenons en compte vos commentaires dans le cadre de l’amélioration de notre qualité de service.

Excellente journée,

Emmanuel

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