Services au top juste un peu long pour avoir la accord mais sans doute a cause du week end. Accord de principe conforme a l accord final je recommande
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews.
Review summary
Based on reviews, created with AI
Based on these reviews
Company details
About Younited Credit
Written by the company
A propos de Younited Credit
Written by the company

Contact info
Paris, France
- emprunteur@younited-credit.fr
- www.younited-credit.com
Replied to 47% of negative reviews
Typically replies within 1 month
Prise de contact impeccable dossier…
Prise de contact impeccable dossier traité rapidement . efficace
Recomande vivement
Exceptional service and experience
Exceptional service and experience! From browsing to checkout to delivery, everything was flawless. The quality is excellent, the process is straightforward, and support is helpful and efficient. I highly recommend this platform to anyone seeking a reliable, user-friendly service.
Logged in and started playing some…
Logged in and started playing some table games, no lags at all unlike my old platform which was constantly freezing. The load times are quick and deposits go through fast. Verified my identity easily without waiting for days. Customer support answered quickly when I asked about withdrawal processing. Overall, really pleased not to deal with those annoying interruptions.
Services au top juste un peu long pour…
Services au top juste un peu long pour avoir la accord mais sans doute a cause du week end. Accord de principe conforme a l accord final je recommande
Instruction rapide et validation du…
Instruction rapide et validation du dossier idem..
Somme versée à la date annoncée..
super rapide et condition plus souples…
super rapide et condition plus souples que les banques
Financement voiture
Financement voiture rapide - verification des documents super speed
Verry good job
Merci younited
Trop bien. Merci younited !! Rapide, efficace et surtout accessible alors que ta propre banque te dis non !!!
Simple, rapide et efficace
🚨 Good start, dramatic “end”
🚨 PAY ATTENTION FELLOWS 🚨
Important Notice: Unauthorized Withdrawal from YOUNITED CREDIT Account
I am writing to express my extreme concern regarding an unauthorized withdrawal from my YOUNITED CREDIT account. Despite making two bank transfers to reduce the outstanding loan amount, as per the institution’s platform, funds were erroneously and unjustly withdrawn from my account the following month.
This unauthorized withdrawal is a clear violation of my rights and constitutes fraudulent activity. I have made multiple attempts to resolve this issue, including contacting the institution directly, but they have consistently denied any wrongdoing and refused to cooperate.
As a result of this unauthorized withdrawal, I have been forced to pay an additional €70, which I consider to be a form of extortion. I am deeply disappointed by this experience and hope that justice will be served to protect other customers from similar situations.
Pros and Cons of YOUNITED CREDIT (Based on Personal Experience)
Younited Credit offers a lending service with both strengths and significant drawbacks. Initially, I appreciated the institution’s responsiveness, as I received the loan I had applied for within approximately one week. My experience was positive up to that point. However, my overall experience turned sour, resulting in a dramatic negative turn of events and, in my view, illegal activities.
The Issue
At one point, I made an instant bank transfer to reduce the outstanding loan amount. However, the following month, funds were erroneously and unjustly withdrawn from my account despite my having settled everything correctly. This unauthorized withdrawal is a clear violation of my rights and constitutes fraudulent activity. I have made multiple attempts to resolve this issue, including contacting the institution directly, but they have consistently denied any wrongdoing and refused to cooperate.
As a result of this unauthorized withdrawal, I have been forced to pay an additional €70, which I consider to be a form of extortion. I am deeply disappointed by this experience and hope that justice will be served to protect other customers from similar situations.
Upon further investigation, it was discovered that United Credit arbitrarily disregarded two valid instant transfers made through Intesa Sanpaolo, an intermediary bank. Any issues with the receipt of these payments are unrelated to me as a customer. Despite the payments intended to close the loan, United Credit falsely claimed that the balance remained unpaid, unjustly accusing me of insolvency.
Intimidation and Harmful Conduct
Instead of resolving the matter, United Credit:
1. Falsely reported my alleged insolvency to the Bank of Italy, damaging my financial reputation.
2. Unlawfully demanded an additional €71.96, which was not owed, despite all payments being completed and verifiable.
Actions Taken to Protect Consumer Rights
To safeguard my rights and financial standing, I have taken the following steps:
• Reported the institution’s misconduct to the Banking Supervision Authority (Bank of Italy) and AGECREDIT, urging them to investigate the company’s improper practices.
• Requested compensation for the damages—both moral and material—caused by their reckless and intimidating handling of the situation.
• Informed the relevant authorities to ensure that other consumers are protected from similar abuse.
A Final Appeal
A financial institution should uphold the principles of transparency, integrity, and respect for its customers, particularly for those who have consistently met their obligations punctually. I refuse to tolerate threats or intimidation based on unfounded claims.
I hope this account serves as a warning to both those subjected to such abuses and those who believe they can act against their clients with impunity. The law is clear, and such misconduct cannot be tolerated.
Justice must prevail.
Efficace …
Parcours digital simple rapide acceptation du prêt en 24h ! Et disposition des fonds en 8 jours. Top !
very satisfied
May use AI-assist with repliesRead more
Sexism alive and well
Despite previous call history wherein I have dealt with our joint application, the responder insisted that I must call back when my husband was available to discuss our application and he was "unable" to provide me with an update on our file. His tone was dismissive and patronising as he repeatedly requested to speak to my husband. To be fair, I tried calling back a couple of hours later and spoke to a lovely person who was very helpful.

Reply from Younited Credit
Great service
R.a.s top service
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







